Helping Kiwis Buy, Protect & Grow Wealth
Helping Kiwis Buy, Protect & Grow Wealth
Bring your income, bills, everyday spending and savings goals into one clear plan. Enter each amount in the frequency you actually pay it, and we will convert everything into a consistent budget view.
Use after-tax income and the amount that normally leaves your account.
An Advisenow financial adviser can help you review your mortgage, insurance and KiwiSaver alongside your cash flow, so your day-to-day budget supports the future you are building.
Get an indicative estimate of how much you may be able to borrow, your possible property budget and the repayments that could follow.
This is a starting point. Individual lenders apply different income, expense and servicing rules.
Indicative only, not a loan offer or pre-approval.
Calculation uses your take-home income, recognises 80% of other income, applies an indicative monthly commitment equal to 3% of total credit-card limits, and deducts your nominated safety buffer. Lenders may treat every item differently.
A calculator cannot assess every lender’s policy, your employment type, deposit source or full financial story. Let Advisenow compare the options and help you prepare for pre-approval.